Our Services
MSM DEBT COUNSELLING STOP DEMANDS! STOP REPOSSESSIONS!
Lets protect you against immediate action and blacklisting!
Feeling the credit crunch and don't know where the next payment is going to come from? Are you suffering under the yoke of over-indebtedness?
The debt counseling process is a powerful process introduced by the National Credit Act to help over–indebted consumers. If you are experiencing debt-related problems and are having difficulty making current monthly payment we provide you with budget advice, support and mediation with credit providers. We will assist you by reviewing your indebtedness and making recommendations regarding the restructuring of your debts in a way that will help you to rise out of the debt trap.
We also give highly indebted consumers basic information necessary to resolve their everyday credit problems so that they do not revert back into debt trap.
We provide impartial, confidential and practical help and advice to clients, whose debts have got out of control, advising on issues such as financial planning, budgeting, money management and bankruptcy. We liaise with creditors on your behalf, give legal advice and support you with court proceedings. We also give emotional support to clients who are stressed or anxious about their financial situation.
Our responsibilities include :
- Talking to you about their debt situation
- Looking at your’ income and expenditure
- Offering emotional support
- Working out a realistic budget
- Helping you determine priority payments
- Preparing monthly payment plans for you to follow
- Advising about bankruptcy and court proceedings
- Negotiating with creditors to arrange affordable, realistic repayments for the client
- Advising about any welfare benefits clients may be eligible for
- Representing clients in court